FORM NL-40-UNDERWRITING PERFORMANCE


















































(Amount in Rs. Lakhs)
Segmental performance upto the Second Quarter of Current financial year 2022-23 ( As on 30.09.2022 )




























Miscellaneous
Particulars FIRE MARINE Motor HEALTH PERSONAL ACCIDENT TRAVEL Health Total
Motor OD Motor TP Motor Other
Marine Cargo Marine- Hull Total Motor OD-Private car Motor OD-Two Wheeler Motor OD-Commercial Vehicle Motor TP-Private car Motor TP-Two Wheeler Motor TP-Commercial Vehicle (Declined Pool) Motor TP-commercial Vehicle (TP Pool) Motor TP-commercial Vehicle (Other than Pool) Total Health Insurance - Individual Health Insurance - Group-Government Schemes Health Insurance - Group-Employer/Employee Schemes Health Insurance - Group-Other Schemes Personal Accident - Individual Personal Accident- Group(Government Schemes) Personal Accident-Group(Others) Overseas Travel Domestic Travel Retail Group Government Schemes
Premium

























Gross Direct Premium - 0 - 0





















Gross Written Premium 682,790.27 35,052.74 32,437.26 67490.0020992








330,281.64
195,162.46


26,896.63




222,059.09
Net Written Premium 626,590.27 29,467.02 27,941.33 57408.3515757








330,281.64
185,204.94


26,336.08




211,541.02
PREMIUM RESERVES


0




















-
Unearned Premium Reserve (UPR)


0




















-
Premium Deficiency Reserve (PDR)


0




















-
Unexpired Risk Reserve (URR)


0




















-
Net Earned Premium (A) 610,773.48 38,933.62 27,881.74 66815.3575474








401,698.47
187,663.31


24,257.52




211,920.83




0




















0
Claims


0




















0
Claims (Gross) 572,748.66 18,540.85 38,727.71 57268.5560591001








400,908.37
191,943.19


23,609.79




215,552.97
CLAIMS RESERVE


0




















-
Outstanding Claims Reserve


0




















-
Incurred But Not Reported (IBNR) Claims Reserve


0




















-
Claims incurred (Net) (B) 599,953.56 17,666.78 26,536.45 44203.2340222








400,908.39
180,602.06


23,477.98




204,080.05




0




















0
Commission


0




















0
Commission-Gross 128,785.66 5,128.19 4,505.62 9633.8136713








74,258.75
30,764.79


5,733.29




36,498.08
Commission-Net (C ) 126,982.59 4,569.15 4,141.12 8710.2661056








74,258.75
29,607.12


5,660.24




35,267.36




0




















-
Total Operating expenses (D) 4,557.45 184.99 187.10 372.0922247








2,163.08
1,192.52


164.40




1,356.91




0




















0
Premium deficiency (E ) - - 0 0








-
-








0




0




















0
Underwriting Result (F=A-B-C-D-E) -120,720.12 16,512.70 -2,982.93 13529.7651948999








-75,631.75
-23,738.38


-5,045.11




(28,783.49)
Investment Income (G)
























-
Other income net of expenses (H)
























-
Operating Results (I=G+H)
























-


























0
Underwriting Ratio =(f)*100/(A) -19.77 42.41 -10.70 20.25








-18.83
-12.65


-20.80




(33.45)






















































Particulars OTHER MISCELLANEOUS
Miscellaneous Total Life Grand Total






























Engineering Aviation Product Liability Liability Insurance Workmen Compensation/ Employer's Liability Crop Insurance Credit Insurance Others Misc . Retail Group Government Schemes












Premium

























Gross Direct Premium

























Gross Written Premium 84,061.72 43,058.90
50,863.99 1,797.50 298,016.16 16,047.26 44,712.57

1,090,898.84 71,065.49 1,912,244.60












Net Written Premium 71,794.42 25,703.95
44,259.49 1,797.50 291,567.08 15,902.45 37,728.31

1,030,575.85 70,297.36 1,784,871.83












PREMIUM RESERVES









-
-












Unearned Premium Reserve (UPR)









-
-












Premium Deficiency Reserve (PDR)









-
-












Unexpired Risk Reserve (URR)









-
-












Net Earned Premium (A) 65,387.65 22,391.33
38,929.19 1,625.84 395,563.95 16,271.25 38,640.44

1,192,428.96 79,995.80 1,950,013.59























-
-












Claims









-
-












Claims (Gross) 53,242.51 43,039.19
31,873.91 1,321.95 360,707.53 18,718.07 33,516.30

1,158,880.79 75,423.51 1,864,321.52












CLAIMS RESERVE









-
-












Outstanding Claims Reserve









-
-












Incurred But Not Reported (IBNR) Claims Reserve









-
-












Claims incurred (Net) (B) 51,380.03 28,855.72
31,114.66 1,311.77 388,833.56 18,718.07 33,237.53

1,158,439.78 68,629.88 1,871,226.45























-
-












Commission









-
-












Commission-Gross 14,820.51 9,788.07
11,578.85 348.13 18,372.25 4,117.87 9,408.34

179,190.84 658.58 318,268.90












Commission-Net (C ) 14,413.51 6,170.63
10,413.81 348.13 17,904.30 4,072.11 8,895.98

171,744.57 658.58 308,096.01























-
-












Total Operating expenses (D) 602.19 518.33
313.64 10.78 1,825.19 98.78 277.81

7,166.72 434.66 12,530.93























-
-












Premium deficiency (E ) - -







- -1,939.69 (1,939.69)







































Underwriting Result (F=A-B-C-D-E) -1,008.08 -13,153.34
-2,912.93 -44.84 -12,999.10 -6,617.71 -3,770.88

-144,922.12 12,212.36 -239,900.11












Investment Income (G)

























Other income net of expenses (H)

























Operating Results (I=G+H)




















































Underwriting Ratio =(f)*100/(A) -1.54 -58.74
-7.48 -2.76 -3.29 -40.67 -9.76

-12.15 15.27 -12.30







































Note:

























(a) Other segments ** Separate disclosure to be made for segment/sub-segment which contributes more than 10 percent of the total gross direct premium