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A.M. BEST确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)的评级。
- CARE评级新闻稿(日期:2026年1月5日)(文件大小 - 155 KB)

- AM Best 评级新闻稿 日期 09.10.2025 (文件大小 - 331 KB)

- Care Ratings 新闻稿 2025年1月8日 (文件大小 - 146 KB)

- A M Best 更新 GIC Re 的信用评级新闻稿 07.10.2022
- A.M. BEST确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)的评级。A.M. A.M. Best 已确认General Insurance Corporation of India (GIC Re) (印度)的财务实力评级为A- (优等)及此保险商的信用评级为"a-"。此两项评级的前景为稳定。
- 这些评级反映出 GIC Re经风险调后的资本雄厚,一贯利好的投资业绩,以及其在印度及海外保险市场的强健经营。
- Favorable capital growth has lifted GIC Re`s capital position to ₹ 419 Billion (US$ 6.7 Billion) at financial year - end 2015 from ₹ 261 Billion (US$ 5.8 Billion) at financial year end 2010. Capital growth has been well in excess of insurance risk, which has increased capital buffers. GIC Re continues to have a strong profile in India`s reinsurance market where it remains the dominant player.
- Offsetting rating factors include the poor underwriting performance of GIC Re`s overseas business, which accounts for 42% of its gross premium. Notwithstanding GIC Re`s strong risk-adjusted capitalization, change in fair value reserves could result in significant volatility due to company`s high level of equity investments. Regulatory changes could increase competition for GIC Re in its domestic market. However amendments are still evolving, and the impact on GIC Re remains to be seen.
- Positive rating momentum could result from a consistent improvement in GIC Re`s underwriting performance, especially in its overseas business.
- Negative rating momentum could result from an unexpectedly large decline in risk adjusted capitalization as a result of adverse fair value movements and a deteriorating trend in overall results.
- "Best`s Rating Reports reproduced on this site appear under license from A.M. Best Company and do not constitute either expressly or implicitly, an endorsement of (Rated Entity) `s products or services. Best`s Rating Report are the copyright of A.M Best Company and not be reproduced or distributed without the express written consent of A.M. Best Company. Visitors to this website are authorized to print a single copy of the rating report displayed here for their own use. Any other printing, copying or distribution is strictly prohibited".
"Best`s rating are under continual review and subject to change or affirmation. To confirm the current rating refer www.ambest.com" - View Certificate
(355 KB)
CARE再次确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)索赔缴付能力的评(23 March 2016)
- CARE确认General Insurance Corporation of India (GIC Re)索赔缴付能力的AAA (In)评级.
- GIC Re作为印度政府全资拥有的企业的评级因素、GIC Re作为唯一国营再保险商在印度保险业中的地位、良好偿付能力状况及充足的流动资金.
- GIC Re is wholly owned by GoI and it is the sole national reinsurer. Apart from the domestic operations, GIC Re has overseas offices namely, representative office in Moscow and branch offices in London, Dubai and Malaysia. GIC Re also has presence in Bhutan through its joint venture, GIC Bhutan Re (GIC Re holds 26% stake) and in South Africa through its wholly owned subsidiary, GIC Re South Africa Limited. GIC Re is present in various segments of which major segments are fire, health, motor and marine.
- GIC Re reported a PAT of Rs.2,694 crore on Gross Premium Written (GPW) of Rs.15,184 crore in FY15 as against a PAT of Rs.2,253 crore on GPW of Rs.14,680 crore during FY14. Of the total GPW of Rs.15184 crore, 57% is attributable to domestic business and 43% to foreign business. In 9MFY16, the company reported a PAT of Rs.1,637 crore on Gross Premium Written of Rs.12,671 crore. Solvency margin stood at 3.04 times as on March 31, 2015 and at 3.52 times as on December 31, 2015.
- View Certificate
(454 KB)
这些年来
| 千千万万 | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 年度 | 总保费 | 赚取的保费 | 发生的索赔 | 净佣金 | 税前利润 (PBT) | 税后利润 (PAT) | 总资产 | 股息 % | 综合比率 |
| 2001-02 | 3282 | 2438 | 2295 | 636 | 357 | 307 | 10379 | 20 | 121.2 |
| 2002-03 | 4515 | 3186 | 2744 | 909 | 343 | 261 | 11695 | 22 | 115.6 |
| 2003-04 | 4641 | 3992 | 2895 | 1072 | 1277 | 1038 | 16441 | 30 | 100.2 |
| 2004-05 | 5122 | 4374 | 3703 | 1207 | 800 | 200 | 19552 | 30 | 113.2 |
| 2005-06 | 4881 | 4459 | 4573 | 1103 | 443 | 599 | 26424 | 20 | 128.3 |
| 2006-07 | 7404 | 5264 | 3623 | 1670 | 1789 | 1531 | 28524 | 72 | 101.4 |
| 2007-08 | 9316 | 7229 | 6011 | 2090 | 1067 | 993 | 36013 | 46 | 112.8 |
| 2008-09 | 8061 | 7806 | 6217 | 1749 | 1812 | 1407 | 30020 | 65 | 102.8 |
| 2009-10 | 9737 | 8076 | 6856 | 1930 | 1290 | 1775 | 43842 | 82 | 109.7 |
| 2010-11 | 11681 | 9544 | 8626 | 1926 | 1189 | 1033 | 49729 | 48 | 111.4 |
| 2011-12 | 13618 | 11316 | 14128 | 2282 | -2490.67 | (-)2468.75 | 53731 | 0 | 142.7 |
| 2012-13 | 15086 | 13322 | 10942 | 2906 | 2382 | 2345 | 59940 | 109 | 106.5 |
| 2013-14 | 14680 | 13609 | 12107 | 2449 | 2303 | 2253 | 66992 | 104.5 | 110.3 |
| 2014-15 | 15183 | 13558 | 11891 | 2784 | 2827 | 2693 | 78093 | 125.61 | 109 |
| 2015-16 | 18435 | 15172 | 12900 | 3490 | 2956 | 2848 | 79732 | 200 | 107.4 |
| 2016-17 | 33585 | 26714 | 21646 | 5404 | 3624 | 3127 | 94949 | 233 | 99.7 |
| 2017-18 | 41799 | 38096 | 32954 | 6370 | 3668 | 3233 | 110227 | 270 | 103.8 |
| 2019-20 | 51030 | 44145 | 43036 | 7508 | -446 | -359 | 116196 | 6.75 | 114.38 |
| 2020-21 | 47,014 | 42,197 | 36,854 | 7,984 | 3163 | 1920 | 134661 | 0 | 112.03 |
损益帐
| 截至 3 月 31 日止年度的损益账户,2020 | ||||
|---|---|---|---|---|
| 序号 | 项目 | 附表 | 当年 | 上一年 |
| - | - | - | (` '000) | (` '000) |
| 1. | 营业利润/-亏损 | - | - | - |
| - | (a) 火灾保险 | - | 4788 292 | (5394 182) |
| - | (b) 海上保险 | - | (2431 144) | 4004 048 |
| - | (c) 杂项保险 | - | 12249 494 | (6982 535) |
| - | (d) 人寿保险 | - | (1249 129) | 286 963 |
| 2. | 投资收益 | - | - | - |
| - | (a) 利息、股息和租金 - 总额 | - | 10534 985 | 9070 466 |
| - | (b) 出售投资的利润 | - | 9431 592 | 6598 301 |
| - | 减去:投资销售损失 | - | 0 | 0 |
| 3. | 其他收入: | - | - | - |
| - | 外汇收益/(损失) | - | 0 | 1195 815 |
| - | 资产出售利润(净额) | - | 262 | 0 |
| - | 杂项余额写回(净额) | - | 0 | 0 |
| - | 所得税退税利息 | - | (22 488) | 0 |
| - | (规定)/ 可疑债务回拨 | - | 0 | 0 |
| - | 电动车服务费 | - | 0 | 0 |
| - | 杂项收据 | - | 22 684 | 19 046 |
| - | 总计(A) | - | 33324 548 | 8797 922 |
| 4. | 可疑贷款和投资准备金 | - | 3509 240 | 8589 428 |
| 5. | 为可疑债务准备/(注销) | - | (3683 288) | 1317 127 |
| 6 | 投资溢价摊销 | - | 349 484 | 315 009 |
| 7 | 注销的投资价值减少 | - | 340 251 | 2256 234 |
| 8 | 其他费用: | - | - | - |
| - | 与投资有关的费用 | - | 0 | 0 |
| - | 外汇损失/(收益) | - | 623 047 | 0 |
| - | (利润)/资产出售损失(净额) | - | 0 | 3 547 |
| - | 核销的杂项余额(净额) | - | 4 | 0 |
| - | 兴趣及其他 | - | 7 988 | 1 090 |
| - | 企业社会责任费用 | - | 544 000 | 775 198 |
| - | 总计(B) | - | 1690 726 | 13257 633 |
| - | 税前利润/(亏损) | - | 31633 822 | (4459 711) |
| - | 税收规定: | - | - | - |
| - | 现行税金 | - | 12518 300 | 110 001 |
| - | 财富税 | - | 0 | 0 |
| - | MAT 学分 | - | 0 | 0 |
| - | 递延税项 | - | 29 176 | (182 311) |
| - | 附加福利税 | - | 0 | 0 |
| - | 早年税收准备金 | - | (118 035) | (796 487) |
| - | 上一年的MAT学分 | -/td> | 0 | 0 |
| - | 税后利润/(亏损) | - | 19204 381 | (3590 914) |
| - | 拨款 | - | - | - |
| - | (a) 去年结转余额 | - | 22435 908 | 40303 305 |
| - | (b) 中期股息 | - | 0 | 0 |
| - | (c) 末期股息 | - | 0 | 11842 200 |
| - | (d) 股息分配税 | - | 0 | 2434 283 |
| - | (e) 转移到基因储备金 | - | 0 | 0 |
| - | 结转至资产负债表 | - | 41640 289 | 22435 908 |
| - | 基本和稀释每股收益 | - | 10.95 | (2.05) |
收入帐户
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| 详情 | 日程安排 | 当年 | 上一年 | ||||||
| (` '000) | (` '000) | ||||||||
| 1. | 赚取的保费(净额) | 1 |
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| 2. | 投资销售利润(净) |
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| 3. | 外汇收益/(损失) |
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| 4. | 利息、股息和租金 - 总额 |
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| 总计(A) |
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| 1. | 发生的索赔(净额) | 2 |
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| 2. | 佣金(净) | 3 |
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| 3. | 与保险业务相关的运营费用 | 4 |
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| 4. | 与投资有关的费用 |
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| 5. | 高级版不足 | 0 | 0 | ||||||
| 总计(B) |
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| 营业利润 /- 消防业务 C 的损失 = (A-B) |
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| 拨款 | |||||||||
| 转入股东账户 |
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| 转移到灾难保护区 | 0 | 0 | |||||||
| 转入其他储备(待指定) | 0 | 0 | |||||||
| 总计 (C) |
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| 根据 1938 年《保险法》第 40C (2) 条的要求,我们证明,所有与杂项保险业务相关的直接或间接管理费用均已全额扣除在杂项保险收入账户中作为费用。 | |||||||||
| 杂项保险业务 | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 详情 | 日程安排 | 当年 | 上一年 | ||||||
| (` '000) | (` '000) | ||||||||
| 1. | 赚取的保费(净额) | 1 |
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| 2. | 投资销售利润(净) |
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| 3. | 外汇收益/(损失) |
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| 4. | 利息、股息和租金 - 总额 |
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| 总计(A) |
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| 1. | 发生的索赔(净额) | 2 |
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| 2. | 佣金(净) | 3 |
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| 3. | 与保险业务相关的运营费用 | 4 |
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| 4. | 与投资有关的费用 |
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| 5. | 溢价不足 | 0 | 0 | ||||||
| 总计(B) |
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| 杂项业务 C 的营业利润/-亏损 = (A-B) |
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| 拨款 | |||||||||
| 转入股东账户 |
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| 转移到灾难保护区 | 0 | 0 | |||||||
| 转移到其他储备(待指定) | 0 | 0 | |||||||
| 总计 (C) |
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| 根据 1938 年《保险法》第 40C (2) 条的要求,我们证明,所有与杂项保险业务相关的直接或间接管理费用均已全额扣除在杂项保险收入账户中作为费用。 | |||||||||
| 海上保险业务方面 | |||||||
|---|---|---|---|---|---|---|---|
| 详情 | 日程安排 | 当年 | 上一年 | ||||
| (` '000) | (` '000) | ||||||
| 1. | 赚取的保费(净额) | 1 |
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| 2. | 投资销售利润(净) |
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| 3. | 外汇收益/(损失) |
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| 4. | 利息、股息和租金 - 总额 |
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| 总计(A) |
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| 1. | 发生的索赔(净额) | 2 |
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| 2. | 佣金(净) | 3 |
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| 3. | 与保险业务相关的运营费用 | 4 |
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| 4. | 与投资有关的费用 |
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| 5. | 溢价不足 | 0 | 0 | ||||
| 总计(B) |
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| 海运业务 C = (A-B) 的营业利润/-亏损 |
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| 拨款 | |||||||
| 转入股东账户 |
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| 转移到灾难保护区 | 0 | 0 | |||||
| 转入其他储备(待指定) | 0 | 0 | |||||
| 总计 (C) |
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| 根据 1938 年《保险法》第 40C (2) 条的要求,我们证明,所有与海上保险业务相关的直接或间接管理费用均已全额扣除在海上保险收入账户中作为费用。 | |||||||
| 人寿保险业务方面 | |||||||
|---|---|---|---|---|---|---|---|
| 详情 | 日程安排 | 当年 | 上一年 | ||||
| (` '000) | (` '000) | ||||||
| 1. | 赚取的保费(净额) | 1 |
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| 2. | 投资销售利润(净) |
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| 3. | 外汇收益/(损失) |
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| 4. | 利息、股息和租金 - 总额 |
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| 总计(A) |
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| 1. | 发生的索赔(净额) | 2 |
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| 2. | 佣金(净) | 3 |
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| 3. | 与保险业务相关的运营费用 | 4 |
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| 4. | 与投资有关的费用 |
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| 5. | 溢价不足 | 352 962 | 194 15 | ||||
| 总计(B) |
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| 寿险业务的营业利润/-亏损 C = (A-B) |
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| 拨款 | |||||||
| 转入股东账户 |
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| 转移到灾难保护区 | - | - | |||||
| 转移到OT她的储备(待定) | - | - | |||||
| 总计 (C) |
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| 根据 1938 年《保险法》第 40C (2) 条的要求,我们证明,所有与海上保险业务相关的直接或间接管理费用均已全额扣除在海上保险收入账户中作为费用。 | |||||||
頁面最後更新於: 12/10/2026
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Ranked 10thLargest Global Reinsurer Group(Non-IFRS 17 Reporting Reinsurer- compiled by AM Best)





